First I want to thank everyone for all their input. It means alot to a first time owner who's trying to do the right thing.
I went ahead and made an appoint with a local animal clinic. However, their microchip costs alot more than Banfield and there's like an activation fee every 3 years or something. Banfield is alot cheaper and it's a forever charge ($60 + $15/3 years vs $30 one time). Does it make sense (financially and pet wise) to get his boosters and check up at one and his microchip at another? Think it's going to matter? They told me they have to put him under to do the chip, which makes me nervouse, but if that's normal than ok. I feel as long as the important care is done at a vet i trust.... but i'd like some input if you have some.
Thanks again,
Bryan