I was reading on another forum, and from a newfoundland breeder (I'm on the list to get one in a few months), that they believe that pet insurance is a must-have.
I admit I'm very skeptical... I mean, I've had 4 different cats and 3 dogs since I moved to the US 16 years ago, and the most I've spent on an emergency was $700 for an x-ray... needless to say, that's absolutely nothing compared to what it would have cost me in insurance in that time (considering that you have to pay for check ups and shots out of pocket anyway). I would also never let my dogs go through chemo if they ended up with cancer, because I don't think it's fair to make them suffer just because I want more time with them (I don't want to start a debate - just wanted to say that it's a huge expense that doesn't really apply to me). We also don't do sports or hiking or other things that could possibly cause injuries (just playing in the backyard and walks).
Do you or don't you have insurance and has it been worth it for you?
I admit I'm very skeptical... I mean, I've had 4 different cats and 3 dogs since I moved to the US 16 years ago, and the most I've spent on an emergency was $700 for an x-ray... needless to say, that's absolutely nothing compared to what it would have cost me in insurance in that time (considering that you have to pay for check ups and shots out of pocket anyway). I would also never let my dogs go through chemo if they ended up with cancer, because I don't think it's fair to make them suffer just because I want more time with them (I don't want to start a debate - just wanted to say that it's a huge expense that doesn't really apply to me). We also don't do sports or hiking or other things that could possibly cause injuries (just playing in the backyard and walks).
Do you or don't you have insurance and has it been worth it for you?