Ok she has no reason to growl. not due to baths, nail clipping, etc. There is no association that I can see. ok. if a child objects to being picked up, or baths, or nail clipping, you just forgo it as, ok, they don't like it, I won't do it then.No, you're not on the right track. Think of it from the dog's point of view...mommy picks me up, I growl ( I don't like being picked up), mommy punishes me (more reason not to like being picked up). In fact, I'd reconsider all the reasons why you're picking her up. It's quite possible she's associated being picked up with many different negative outcomes. Baths, being restrained on your lap, being brushed, nail clipping...all these things dogs have to learn to tolerate. If they haven't learned to tolerate them, her behavior will show it when you pick her up.So, why are you picking her up? Do you need to? Can you work around not picking her up? I'd start there.
If you must pick her up, give her a reason to enjoy it. Start with short pets, and follow it with a game, or a tasty treat. Progress to longer touching and even more awesome rewards. You need to change the association before expecting the behavior to change. She is warning you for a reason, and if she hasn't bitten you, it's a good time to resolve why. Growling isn't abnormal behavior, irregardless of the context. She has reason, now find it.
Are you kidding?!!! Do I need to pick her up? Well not all of the time, but she should be ok with it. There are times when she will need to be picked up. She certainly cannot just act out and growl and I will give in.
Thanks for the advice anyway.