[Jen D]

Does anyone have info on it and have they had good luck with it? Vet bills are killing me and because if it at this time I can't take anymore rescues in.

[Captbob]

I got VPI insurance when I first got my dog. It covers up to 8,000 for a year, with a $50 deductible for each occurence. I use it like a catastrophic policy and intend to use it if I have a large vet bill. For minor visits, I just pay because they are usally under the $50 deductable. It really gives me piece of mind, knowing that if something really bad happens to my dog, I won't be worrying where I am going to get thousands of dollars to pay for the possible vet bills. The cost is $135 a year. Some people suggest saving money every month and putting it in a bank, but it takes years and years to save up 8 grand for most people.

[Jen D]

Originally Posted by Captbob

I got VPI insurance when I first got my dog. It covers up to 8,000 for a year, with a $50 deductible for each occurence. I use it like a catastrophic policy and intend to use it if I have a large vet bill. For minor visits, I just pay because they are usally under the $50 deductable. It really gives me piece of mind, knowing that if something really bad happens to my dog, I won't be worrying where I am going to get thousands of dollars to pay for the possible vet bills. The cost is $135 a year. Some people suggest saving money every month and putting it in a bank, but it takes years and years to save up 8 grand for most people.

Thank you, I am going to check into it right now and I just noticed the same thread added today. Do you know off hand if they will take a pet with a preexisting condition that will ned surgery?

[Captbob]

Originally Posted by Jen D

Thank you, I am going to check into it right now and I just noticed the same thread added today. Do you know off hand if they will take a pet with a preexisting condition that will ned surgery?

Probably not, and if they do, they wouldn't cover the pre-existing condition. I would still call their 800 number and ask them.

[Renoman]

I can't swear to it, but I think there is a company that accepts pre-existing conditions but your premiums are higher. You might want to investigate further.

I also have VPI which I haven't had to test yet but for the monthly premium you can't get a better deal.

[noinin]

Vetinsurance has a lifetime coverage of $20,000 and premiums don't change as the pet ages. Check their website and compare to other companies. www.vetinsurance.com

[jogswithdogs]

One of my good friends had a pet that had a bout with cancer. He didn't have any pet insurance and it was very expensive. He ended up spending over $2,800 in bills. It is definitely worth looking into, just make sure you know what your are getting for your money every policy is different.

[Aussiefan]

I also have VPI, i have no complaints with them so far in the 4yrs i've had it.